Payments & technology consulting

Payments and technology, built to launch.

Solta designs payment products and leads the technology that delivers them, from architecture through a well-run software delivery lifecycle to launch. Led by Mark Povey, 25 years in payments and technology across Australia, New Zealand and the Pacific.

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AUSTRALIA · AUD PAPUA NEW GUINEA · PGK Purchaser checkout + KYC Trust account pooled, at an ADI Issuer / BIN sponsor · scheme FX locked at load AUD → synthetic PGK balance Recipient wallet Apple / Google Wallet PNG merchant geo-restricted acceptance
Fig. 1: Funds flow, PNG kina prepaid card (Fintech Pacific, in design)

What we do

Two practices, one team accountable from design to delivery.

Payments products

Card, wallet, acquiring and remittance products designed so your board, sponsor and regulator can all follow them.

  • Product architecture: funds flow, scheme and BIN sponsor model, ledger, KYC tiers and controls
  • Partner selection: processors, sponsors, KYC, fraud and wallet vendors
  • Launch readiness: regulatory pathway, scheme and wallet certification, operating model

Technology & delivery

Technology leadership for teams that need to ship reliably, whether the build is in-house, outsourced or both.

  • Fractional technology director: senior leadership without a full-time hire
  • SDLC management: requirements, agile delivery, QA, release and change control
  • Architecture & vendors: platform selection, build-vs-buy, managing development partners
  • Technical due diligence: independent review of a platform, team or roadmap
1M+SuperGold cards delivered for NZ's Ministry of Social Development
MastercardIssuing and acquiring established across the Pacific Islands
25 yearsLeading payments and technology delivery in mature and emerging markets

Services

From idea to a product running in production.

Most technology projects stall between the plan and the first release: an unclear architecture, the wrong partner, a delivery process nobody owns. Solta closes that gap, and stays through delivery when you need it.

  1. Discovery

    Your customer, corridor or merchant base, the economics, and what has to be true for the product to work.

  2. Architecture

    Target architecture, platform and partner choices, and for payments the funds flow, scheme model and compliance design.

  3. Delivery

    A managed software delivery lifecycle: backlog, sprints, QA, release and vendor oversight, reported in plain terms.

  4. Launch & run

    Certification, go-live, handover and the operating model to keep it running.

Prepaid & debit card programsDigital wallets & push provisioningSoftPOS & merchant acquiringCross-border remittance & FXInstant & web-to-wallet issuingFractional technology directorSDLC & release managementVendor & dev-partner managementTechnical due diligence

Work

Built in practice, in markets others skip.

Solta engagement

Touch to Pay

As Technology Director, Mark oversaw development of SoftPOS and payment terminal solutions to widen card acceptance across enterprise and SME merchants.

Solta engagement

iGo Direct

Reviewed and reframed iGo Direct's prepaid Visa offering, and led the design of a web-to-wallet instant issuing capability.

Co-founded venture

Fintech Pacific

Established Mastercard issuing and acquiring licensing, remittance, merchant acquiring and digital wallets across the Pacific Islands. Current work includes a PNG kina prepaid card: issued in Australia, FX locked at load, built for use in PNG and activated straight into Apple or Google Wallet.

PNG card · in design
Track record

Eyede

Delivered the rollout of more than one million SuperGold cards for the Ministry of Social Development and the Snapper contactless transport system. The business grew 10x, earning places in Deloitte's Asia Pacific Fast 500 and the NZ Fast 50.

About

Mark Povey, Founder

Mark is a payments and technology leader with more than 25 years designing, scaling and modernising acquiring and issuing solutions and the platforms behind them. Through Solta, he works with banks, fintechs, payment providers and growing businesses to bring new products to market and keep their technology delivery on track.

He has founded and led ventures across New Zealand, Australia and the Pacific, including co-founding Fintech Pacific, serving as GM Australia at Centrality.ai, CEO of UShare and a board director at TrackBack.

His strength is bridging technology, compliance and commercial models, in mature markets and in the ones most providers skip.

Contact

Tell us what you're building.

A few lines is enough. Mark will reply within two business days.

Or email [email protected]

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